Strategi Peningkatan Portofolio Pembiayaan Melalui Syndicated Financing Di Bank Syariah Kota Medan

Rahmayati Rahmayati

Abstract


This research to determine the strategy of Islamic banks by increasing the financing portfolio through syndicated financing. This research will be conducted at Islamic banks in the city of Medan, namely PT. Bank Sumut Sharia Business Unit by collecting data on financing products from Islamic banks internally and statistical data on syndicated financing products. This research method is designed as a descriptive study, which aims to describe the nature or characteristics of a symptom, event, event that is happening right now. And this research is an explanatory survey which is based on data in the form of financial data from Islamic banks, namely a three-year annual report, 2016, 2017, and 2018 PT. Bank of North Sumatra Sharia Business Unit. The results of the study prove that syndicated financing can increase the North Sumatra Bank's financing portfolio.

Full Text:

PDF

References


Antonio, Muhammad Syafii. 2001. Bank Syariah Dari Teori Ke Praktik. Jakarta: Gema Insani.

Karim, Adiwarman. 2004. Bank Islam: Analisis Fiqih dan Keuangan. Jakarta: PT. Raja Grafindo Persada.

Kasmir. 2008. Manajemen Perbankan. Jakarta: Rajawali Press.

Miles, M.B., & Huberman, A,M. 1994. Qualitative Data Analysis: A Sourcebook of New Methods. Thousand Oaks, CA: Sage.

Muhammad. 2004. Manajemen Dana Bank Syariah. Yogyakarta: Ekonisia.

Muhammad. 2005. Bank Syariah. Yogyakarta: Graha Ilmu.

Pradesyah, Riyan. 2018. Analisis Perkembangan Akad-akad Di Bank Syariah.

Jurnal Aghniya, Volume 1 Nomor 1.

Saratian, E. T. P., Mulyowahyudi, A., & Kurniasih, A. 2019. Kajian Penerapan Blue Ocean Strategy Pada Pembiayaan Sindikasi Skim Musyarakah Mutanaqishah. Jurnal Ilmiah Manajemen Dan Bisnis, 5(1), 112. https://doi.org/10.22441/jimb.v5i1.5629

Sadikot, R, 2012. Islamic Project Finance: Sharia Compliant Financing of Large Scale Infrastructure Projects. Online Journal on Southwest Asia and Islamic Civilization, 1-9.

Sjahdeini, Sutan Remy, 1997. Kredit Sindikasi: Proses Pembentukan dan Aspek Hukum. Jakarta: Pustaka Utama Grafiti.

Wiroso. 2000. Akad dan Produk Bank Syariah. Jakarta: Raja Grafindo Persada

Yusuf, Ayus Ahmad. 2009. Manajemen Operasional Bank Syariah. Cirebon: STAIN Press.

www.agustiantocentre.com

Fatwa Dewan Syariah Nasional Nomor 91/DSN-MUI/IV/2




DOI: https://doi.org/10.30596/aghniya.v2i2.4838

Refbacks

  • There are currently no refbacks.


Aghniya: Jurnal Ekonomi Islam is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

StatCounter - Free Web Tracker and Counter

Flag Counter

Aghniya: Jurnal Ekonomi Islam

Faculty of Islamic Religion,Universitas Muhammadiyah Sumatera Utara. Address: Kampus Utama Jl. Kapten Muchtar Basri No.3, Glugur Darat II,Medan Sumatera Utara-20238.

E-mail: aghniya@umsu.ac.id