Analisis Faktor-Faktor Yang Menentukan Preferensi Masyarakat Kota Medan Terhadap Pembayaran Non Tunai.

Rangga Salam

Abstract


This study aims to determine whether the Efficiency, Obligation, Security, Convenience and Discount affect people's preferences for non-cash payments in Medan City. This type of research is quantitative analysis, this research is the result of data collection which is analyzed in order to get a clear picture of the object under study in the city of Medan which includes workers ranging from employees, business actors as well as students as well as people who are considered related in this study. The choice of this location is related to researchers who are domiciled in the area around Medan. Of the five variables that have the greatest influence is the security variable with Beta Coefficient of 0.442, therefore all relevant stakeholders should be more active in introducing the value value of non-cash payments in order to increase public confidence in making non-cash payment transactions so that the economy of the sector finance in the city of Medan is increasing.

Full Text:

PDF

References


Arikunto, Prosedur Penelitian: Suatu Pendekatan Praktek. Jakarta: Rineka Cipta, 2010.

Anastasi, A., & Urbina, S., Psychological testing (7th ed.) New Jersey: Prentice Hall, 1997.

Burhan Bungin, Metode Penelitian Kuantitatif : Komunikasi, Ekonomi, dan Kebijakan Publik serta Ilmu-ilmu Sosial Lainnya. Jakarta : Kencana, 2005.

Cohen, R. J., & Swerdlik, M. E. Psychological testing and measurement: An introduction to tests and measurement Boston: McGraw-Hill, 2005.

DeVellis, R. F.. Scale development: Theory and applications (2nd ed.) New York: SAGE Publication, 2003.

Estiri, Mehrdad, et.al. 2011. Determinants of Customer Satisfaction in Islamic Banking: Evidance From Iran. Internasipnal Journa of Islamic and Middle Eastern Finance and Management. Vol 4. No 4. Pg 295-307

Isnaini dan Ridwan, The HandBook of Islamic Economics, Medan: Febi Press, 2016.

Isnaiani, Yenni, Marliyah & Rahmi, Hadist Hadist Ekonomi, Jakarta: Kencana, 2015.

halauw, John J.O.I dan Prasetijo, Ristiyanti, Perilaku Konsumen. Yogyakarta: ANDI, 2005

Imam Ghozali, Analisis Multivarier dengan Menggunakan Program SPSS. Semarang: Badan Penerbit Universitas Diponegoro, 2011.

Iqbal Hasan, Pokok-pokok Materi Metodologi Penelitian dan Aplikasinya Jakarta: Ghalia Indonesia, 2002.

Jemmy Rumengan, Metode penelitian dengan SPSS, Batam UNIBA Press, 2010.

Kaplan, R. M., & Saccuzzo, D. P., Psychological testing: Principles, applications, & issues. California: Thomson Wadsworth, 2005.

Koentjaraningrat, Pengantar Ilmu Antropologi. Jakarta: Rineka Cipta, 2009.

Muhammad Radiansyah, “Analsis Persepsi Masyarakat Muslim Terhadap Penggunaan Alat Pembayaran Non Tunai”, Jurnal At tawasuth, Vol. 5 Mohamad Nur, Teori Tes. Surabaya: IKIP Surabaya, 1987.

Muttaqin Zahrul.,Manajemen Teknologi Agribisnis, (Jakarta: Ghalia Indonesia, 2004).

Nana Sudjana, Penilaian Hasil Proses Belajar Mengajar. Bandung: Remaja Rosdakarya, 2004.

Prahalad and Ramaswamy, The Future Of Competition, Co-Creating Unique Value with Customers , Harvard Business School Press, 2004

Pradesyah, Riyan, Analisis Pengaruh Non Performing Loan, Dana Pihak Ketiga, Terhadap Pembiayaan Akad Mudharabah di Bank Syariah, Intiqad, Vol.9 No.1. 2017

Pradesyah, Riyan. 2016. Analisis Pengaruh Nilai Tukar Rupiah, Total Penjualan, dan Laba Bersih Terhadap Kinerja Harga Saham Bank Panin Syariah. Program studi Ekonomi Islam Pascasarjana UIN Sumatera Utara Medan At-Tawassuth. Vol. 1. No. 1. pp. 173-192.

Putri Ratna Nelasari & Hednry Cahyono “ Pengaruh Sistem Transaksi Non Tunai Terhadap Tingkat Konsumsi Masyarakat Di Surabaya”, Jurnal Ekonomi Islam Volume 1 Nomor 2, Tahun 2018.

Philip Kotler, Manajemen Pemasaran, Prehalindo, Jakarta, Cet Ke-10, 2000.

Poerdawaminta, W. J. S. Kamus Besar Bahasa Indonesia, Balai Pustaka, Jakarta, Edisi III, 2006.

Rizki Chaerul Fajar, Pengaruh Motivasi Investasi dan Pengetahuan Investasi terhadap Minat Investasi di Pasar Modal pada Mahasiswa FE UNY (Skripsi) 2017.

Saladin, Djaslim, Intisari Pemasaran dan Unsur-unsur Pemasaran, CetakanKetiga, Bandung: Linda Karya 2003.

Sugiarto, Teknik Sampling. Jakarta: PT. Gramedia Pustaka Utama, 2003.

Sugiyono, Metode Pengumpulan Kuantitatif, Kualitatif dan R&D. Bandung: Alfabeta, 2010.

Saifuddin Azwar, Sikap Manusia Teori dan Pengukurannya. Yogyakarta: Liberty, 2003.

Zainal Arifin, Evaluasi Instruksional. Bandung: PT. Remaja Rosdakarya, 2011.

https://www.bi.go.id/id/statistik/sistempembayaran/uangelektronik/contents/transaksi.aspx

https://www.bi.go.id/id/sistem-pembayaran/Contents/Default.aspx

https://www.bi.go.id/id/edukasi-perlindungan-konsumen/edukasi/produk-dan-jasasp/uang-elektronik/Pages/default.aspx




DOI: https://doi.org/10.30596/aghniya.v3i1.5849

Refbacks

  • There are currently no refbacks.


Aghniya: Jurnal Ekonomi Islam is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

StatCounter - Free Web Tracker and Counter

Flag Counter

Aghniya: Jurnal Ekonomi Islam

Faculty of Islamic Religion,Universitas Muhammadiyah Sumatera Utara. Address: Kampus Utama Jl. Kapten Muchtar Basri No.3, Glugur Darat II,Medan Sumatera Utara-20238.

E-mail: aghniya@umsu.ac.id