Editorial Policies

Focus and Scope

Islamic Banking and Islamic Economic Journal

Jurnal Al Muhtarifin accepts original manuscripts in the field of Islamics Economics and Islamic Banking, including research reports, case reports, application of theory, critical studies, and literature reviews. The spread of Islamic Economics and Islamic Banking include (but not limited to):

  1. Islamic Banking And Finance;
  2. Islamic Economic And Contemporary Issues;
  3. Islamic Risk Management and Shariah Compliance Risk Management;
  4. Islamic Social Finance (including Zakat, Infaq, Shadaqah, Waqf, Sukuk);
  5. Islamic Financial Technology and Digitization Contemporary Issues;
  6. Islamic Accounting, Islamic Reporting, and Islamic Auditing;
  7. Islamic Business and Ethics;
  8. Legal Aspects In Islamic Economic;
  9. Islamic Human Resources;
  10. Halal Industry and Islamic Non Banks Financial Instituitions.


Section Policies


Checked Open Submissions Checked Indexed Checked Peer Reviewed

Peer Review Process

Every manuscript submitted to Al-Muhtarifin: Islamic Banking and Islamic Economic Journal is read by the editorial staff. Those manuscripts evaluated by editors to be inappropriate to journal criteria are rejected promptly without external review. Manuscripts evaluated to be of potential interest to our readership are sent to double blind reviewers. Every manuscript is independently reviewed by at least two reviewers in the form of "double-blind review". The editors then make a decision for publication based on the reviewer's recommendation from among several posibilities: Accept, Accept with revisions, Submit for review, Submit elsewhere, or Decline.

In certain cases, the editor may submit an article for review to another, third reviewer before making a decision, if necessary.

The Editor-in-Chief of Al-Muhtarifin: Islamic Banking and Islamic Economic Journal has the right to decide which manuscripts submitted to the journal should be published.

Review Process:

  1. Author submit the manuscript
  2. Editor Evaluation (some manuscripts are rejected or returned before the review process)
  3. Double-blind peer review process
  4. Editor decision
  5. Confirmation to the authors


Open Access Policy

This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.


Publication Ethics


This journal follows guidelines from Committee on Publication Ethics (COPE)  in facing all aspects of publication ethics and, in particular, how to handle cases of research and publication misconduct.

All studies must be conducted to a high ethical standard and must adhere to local regulations and standards for gaining scrutiny and approval. 

Al-Muhtarifin: Islamic Banking and Islamic Economic Journal adapts COPE to meet a high-quality standard of ethics for publisher, editors, authors, and reviewers. As an essential issue, publication ethics needs to be explained clearly to improve the quality of the research worldwide. In this part, we explain the standard for editors, authors, and reviewers. In addition, the publisher doesn't have right to interfere with the integrity of the contents and only support to publish in a timely manner.

For Editors

  1. Editors should be responsible for every article published in Al-Muhtarifin: Islamic Banking and Islamic Economic Journal.
  2. Editors should help authors to follow the instruction for the author that we adopt from COPE.
  3. The editors may communicate with other editors or reviewers in making the final decision.
  4. An editor has to evaluate the manuscript objectively for publication, judging each on its quality without looking to nationality, ethnicity, political beliefs, race, religion, gender, seniority, or institutional affiliation of the authors. He/she should decline his/her assignment when there is a potential for conflict of interest.
  5. Editors need to ensure the document sent to the reviewer does not contain the information of the author, vice versa.
  6. Editors’ decision should be informed to authors accompanied by reviewers’ comments unless they contain offensive or libelous remarks.
  7. Editors should respect requests from authors that an individual should not review the submission if these are well-reasoned and practicable.
  8. Editors and all staffs should guarantee the confidentiality of the submitted manuscript.
  9. Editors will be guided by COPE flowcharts if there is a suspected misconduct or disputed authorship.

 For Reviewers

  1. Reviewers need to comment on ethical questions and possible research and publication misconduct.
  2. Reviewers will do the work in a timely manner and should notify the editor if they can not complete the work.
  3. Reviewers need to keep the confidentiality of the manuscript.
  4. Reviewers should not accept to review the manuscripts in which there is a potential conflict of interest between them and any of the authors.

For Authors

  1. Author(s) affirm that the material has not been previously published and that they have not trans­ferred elsewhere any rights to the article.
  2. Author(s) should ensure the originality of the work and they have properly cited others’ work in accordance with the references format.
  3. Author(s) should not engage in plagiarism nor self-plagiarism.
  4. Author(s) should ensure that they follow the authorship criteria that are taken from COPE that is explained in instruction for the author of JAl-Muhtarifin: Islamic Banking and Islamic Economic Journal.
  5. The author(s) haven’t suggested any personal information that may make the identity of the patient recognizable in any forms of description part, photograph or pedigree. When the photographs of the patient were essential and indispensable as scientific information, the author(s) have received the consent in written form and have clearly stated it.
  6. Author(s) should give the editor the data and details of the work if there are suspicions of data falsification or fabrication.
  7. Authors of the journal should clarify everything that may cause a conflict of interests such as work, research expenses, consul­tant expenses, and intellectual property.


Publication Frequency

Al-Muhtarifin: Islamic Banking and Islamic Economic Journal is published by Islamic Banking Department, Universitas Muhammadiyah Sumatera Utara, 2 times every year, on January and July, each edition is 100-200 pages


Plagiarism Screening

Scanning of plagiarism on the manuscripts will be conducted by using Turnitin software


Publication Fee

This journal charges the following author fees.

Article Submission: 0.00 (IDR)
Authors are not required to pay an Article Submission Fee as part of the submission process to contribute to review costs.

Article Publication: 150,000.00 (IDR)
If your paper is accepted for publication, you will be asked to pay an Article Publication Fee to cover publications costs.