The Effect of Financial Literacy on the Decision to Pay ZISWAF Using QRIS in Medan City
Abstract
This study aims to analyze the effect of financial literacy on the decision to pay ZISWAF using QRIS in medan cities. This research is of the quantitative type which uses primary data as a reference. The population used was people domiciled in Medan cities with a sample of 163 respondents. In sampling, this study uses a probability sampling technique with the cluster sampling methodwhich is carried out if the object to be studied is very broad such as regencies / cities and in this case the research carried out is on all communities domiciled in Medan cities.
The results of this study show that the Financial Literacy variable (X) has a positive and significant effect on the ZISWAF Pay decision variable using QRIS (Y) witha calculated tvalue (5.815) > ttable (1.974) and a significant value of 0.001 < 0.005. The simultaneous test on the Financial Literacy variable (X) stated that there was a significant influence together on the ZISWAF Pay decision variable using QRIS in Medan City (Y) witha calculated Fvalue (33.809) > Ftable (3.899) and a significant value of 0.001.
This study aims to analyze the effect of financial literacy on the decision to pay ZISWAF using QRIS in medan cities. This research is of the quantitative type which uses primary data as a reference. The population used was people domiciled in Medan cities with a sample of 163 respondents. In sampling, this study uses a probability sampling technique with the cluster sampling methodwhich is carried out if the object to be studied is very broad such as regencies / cities and in this case the research carried out is on all communities domiciled in Medan cities.
The results of this study show that the Financial Literacy variable (X) has a positive and significant effect on the ZISWAF Pay decision variable using QRIS (Y) witha calculated tvalue (5.815) > ttable (1.974) and a significant value of 0.001 < 0.005. The simultaneous test on the Financial Literacy variable (X) stated that there was a significant influence together on the ZISWAF Pay decision variable using QRIS in Medan City (Y) witha calculated Fvalue (33.809) > Ftable (3.899) and a significant value of 0.001.Keywords
Full Text:
PDFReferences
Otoritas Jasa Keuangan. (2017). Strategi nasional literasi keuangan indonesia (revisit 2017). Otoritas Jasa Keuangan, 1102.
Aminudin, M. Z., & Hadiningrum, L. P. (2019). Pengelolaan ZIS Dalam Upaya Meningkatkan Kesejahteraan Masyarakat Dan Penanggulangan Kemiskinan (Studi Deskriftif dan Preskriptif).
Prisma, Ardianto. (2021). https://investor.id/market-and-corporate/246631/bsi-optimalkan-dana-ziswaf#:~:text=Realisasi%20pengumpulan%20Ziswaf%20nasional%20mBAZNAS Kabupaten/Kota di Eks-Karesidenan Surakarta). ZISWAF : Jurnal Zakat Dan Wakaf, 6(1), 80. https://doi.org/10.21043/ziswaf.v6i1.5612.
Septian, Farid.(2020). https://baznas.go.id/pendistribusian/baznas/2072-ziswaf-dan-resesi-ekonomi-di-era-pandemi
ttps://www.bing.com/search? Ziswaf danResesiEkonomidiEraPandemi&pq=
Setiawan, I. W. A., & Mahyuni, L. P. (2020). Qris Di Mata Umkm: Eksplorasi Persepsi Dan Intensi Umkm Menggunakan Qris. E-Jurnal Ekonomi Dan Bisnis Universitas Udayana, December, 921. https://doi.org/10.24843/eeb.2020.v09.i10.p01.
Djuwita, D., & Yusuf, A. A. (2018). Tingkat Literasi Keuangan Syariah Di Kalangan UMKM Dan Dampaknya Terhadap Perkembangan Usaha. Al-Amwal : Jurnal Ekonomi Dan Perbankan Syariah, 10(1), 105. https://doi.org/10.24235/amwal.v10i1.2837.
DOI: https://doi.org/10.30596/almuhtarifin.v1i2.10746
Refbacks
- There are currently no refbacks.