FACTORS INFLUENCING STUDENTS' INTEREST IN USING SHARIA SAVINGS IN THE SYARIAH BUSINESS MANAGEMENT STUDY PROGRAM MUHAMMADIYAH UNIVERSITY OF NORTH SUMATERA STAMBUK 2021

Mhd Rizky Ramadhan, Julia Rafika, Saidatul Mardiyah, Isra Hayati

Abstract


Research objectives studied is For test and find out is knowledge influential to interest student in use sharia savings, for test and find out is trust influential to interest student in use sharia savings, for test and find out is knowledge and trust influence student. interest use sharia savings. This Thesis Research Method is type study quantitative, with technique data collection in the form of questionnaire, technique data collection in the form of distributed questionnaire to 30 respondents. In analyzing data, researchers use analysis simple data regression with steps Validity Test, Partial Test (T), Simultaneous Test (F), and Analysis Multiple Linear Regression. The results of the research analysis show that partially what has a significant influence on students' interest in using sharia savings is the knowledge variable with a calculated T value of  2.881 > Ttable 2.048. The simultaneous test results have an influence on student interest with a calculated F value of 8.043 > F table 3.35. Then the results of the coefficient of determination test (R square) of 0.373 show that students interest in using sharia savings is influenced by knowledge and trust by 37.3% and the remaining 62,7% is influenced by other variables. Research result This show that knowledge and trust become guidelines in use Sharia bank savings that refer to Islamic law. In using Islamic banks, obstacles are faced is lack of understanding towards Islamic banks.


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