ISLAMIC BANK RISK MANAGEMENT

Luthfiah Nazmi, Abdurrozzaq Ismail, Sugianto Sugianto

Abstract


Risk is the possibility of an undesirable occurrence, which can cause losses if it is not anticipated or managed properly. While risk management is a series of methodologies and procedures used to identify, measure, monitor and control risks arising from all bank business activities. Risk management of Islamic banks has a different character from conventional banks, mainly because of the types of types of risks that are inherent only in bank that operates in sharia ways. The characteristics of risk management in Islamic banks are risk identification,risk assessment, risk anticipation and risk monitoring.

Full Text:

PDF

References


Arifin, Zainul. (2009). Basics of Sharia Bank Management. Jakarta: Azkia Publisher.

Emira, et al. (2013). “Comparative Analysis Of Risk Management In Conventional And Islamic Bank”, International Buseness Research, Flight. 6. No. 5.

Grira, J., & Labidi, C. (2020). Banks, Funds, and risks in islamic finance: Literature & future research avenues. Finance Research Letters, 41, 101815. https://doi.org/10.1016/j.frl.2020.101815

Goyal, Krishna A. (2010). ,Risk Management in Indian Banks: Some Emerging Issues”. The Indian Economic Journal, Flight. 1, No. 1.

Harahap, M. A., Hafizh, M., & Alam, A. P. (2021). Panel Data Analysis of the Effect of GRDP, BI Rate and HDI on Bank Savings. OUR EMT Journal, 5(2), 146–156. https://doi.org/DOI: https://doi.org/10.35870/emt.v5i2.46

Henz and Berg. (2010). “Risk Management, Procedure, Methods, And Experiences,” Journal RT & A, Flight. 1, No. 2.

Indonesian Bankers Association. (2014). Understanding Sharia Business. Jakarta: Gramedia Pustaka.

Karim, Adiwarman. (2013). Islamic Banks: Fiqh and Financial Analysis. Jakarta: Raja Grafindo Persada.

Kartika Sari, Lisa. (2014). "Implementation of Risk Management in Sharia Banking in Indonesia" in Unesa E-Journal.

Khan and Ahmed. (2001). “Risk Management: An Analysis of Issues in Islamic Financial Industry,” Occasional Paper, No. 5. Jeddah: Islamic Development Bank (IRTI). The enemy, Nezammudin. (2014).“Risk Management And Challange In Islamic Banking” dalam Journal Of Islamic Economic, Banking And Finance.

Mohammed. (2011). Sharia Bank Management. Yogyakarta: STIM YKPN.

Mukhlishin, Ahmad, and Aan Suhendri. (2018). Analisa Manajemen Risiko (Kajian Kritis Terhadab Perbankan Syariah Di Era Kontemporer). An-Nisbah: Jurnal Ekonomi Syariah 5(1):257–75. doi: 10.21274/an.2018.5.1.257-275.

Mustikawati, et al. (2013). Application of Risk Management to Minimize the Risk of Bad Credit, in the Journal of Business Administration. Malang: Brawijaya University. Bank Indonesia Regulation, No. 13/23/PBI/2011, Concerning the Implementation of Risk Management in Sharia Commercial Banks and Sharia Business Units.

Romdhoni, Abdul Haris. (2012). Analysis of Mudhorobah Financing Management at Surakarta Sharia Bank. Yogyakarta: THESIS UIN Sunan Kalijaga.

Rianto, Rustam Bambang. (2013). Sharia Banking Risk Management in Indonesia. Jakarta: Salemba Empat.

Saputra, you. (2012). Mudhorobah Financing Risk Management. Yogyakarta: THESIS UIN Sunan Kalijaga. Circular Letter Number 13/23/DPNP/2011 concerning Implementation of Risk Management for Commercial Banks.

Syarofi, Muhammad. (2022). Implementasi Manajemen Risiko Pada Lembaga Keuangan No-Bank Syariahh (Studi Kasus Analisi Unit Simpan Pinjam Pola Syariah AUSATH Banyuwangi). Keuangan Dan Perbankan Syariah 1:1–13.

Umam, Khoirul. (2013). Sharia Banking Management, Bandung: Pustaka Setia. Veitzal, Rivai and Arviyan Arifin. (2010).Islamic Banking: A Theory, Concept and Application, Jakarta: Bumi Aksara.

Yun, Seng, (2006). "Sharia Banking Risk Management" in SME Information Systems Journal, Vol. 1, No. 1.

Yulianti, Rahmani. (2009). "Sharia Banking Risk Management" in La Riba Journal Vol. 3, no. 2


Refbacks

  • There are currently no refbacks.