MUDHARABAH FINANCING IN INCREASING THE INCOME OF HALAL MSMEs

Abdul Hadi Ismail, Riyan Pradesyah

Abstract


Financing is an instrument in improving the economy of the population in Indonesia. It is hoped that with the financing provided by financial institutions in collaboration with the government, the community can increase the business they have, so that the income they get will also increase. In this paper, the author will explain about mudharabah financing in Islamic financial institutions, and the benefits of using mudharabah financing for the community, as well as how the process of determining the benefits obtained from both parties. If so far the financing issued by conventional banks is interest-based, then in this mudharabah financing uses a profit-sharing system, where profits and losses are shared together.

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References


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