INFLUENCE OF FINANCIAL LITERACY, CONTROL SELF AND LIFE STYLE TO FINANCIAL MANAGEMENT FACULTY OF ECONOMICS AND BUSINESS UMSU STUDENT

Ivan Maulana Tambunan

Abstract


The purpose of this study was to examine and analyze the effect of Financial Literacy on financial management. To test and analyze the effect of self-control on financial management. To test and analyze the effect of lifestyle on financial management and to examine and analyze the effect of financial literacy, self-control, and lifestyle on finance management in students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra. The approaches used in this study is an associative approaches. The population in this study were all employees of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra totaling 3747 people. The samples in this study using the slovin formula totaling 97 students of the Faculty of Economics and Business, Muhammadiyah University of North Sumatra.

Full Text:

PDF

References


Al Kholilah, N., & Iramani, R. (2013). Financial Management Behavior Study On Public Surabaya. Journal of Business and Banking , 3 (1), 69–80.

Ardila, I., & Christiana, I. (2020). Financial Management of Micro Business Sector Culinary In Subdistrict Medan Trail. Liabilities (Journal Education Accountancy) , 3 (3), 158–167.

Arifa, J. S. N., & Setiyani, R. (2020). Influence Education Finance in Family, Income, And Literacy Finance To Financial Management Behaviour Through Financial Self-Efficacy As Variable Mediation. Economics Education Analysis Journal , 9 (2), 552–568.

Aulianingrum, RD, & Rochmawati, R. (2021). Influence of Financial Literacy, Socioeconomic Status of Parents, and Lifestyle on Management Student Personal Finance. Journal of Economic Education: Scientific Journal of Science Education, Knowledge Economy And Knowledge Social , 15 (2), 198–206.

Bhabha, J.I., Khan, S., Qureshi, Q.A., Naeem, A., & Khan, I. (2014). Impact of financial literacy on saving-investment behavior of working women in the developing countries. Research Journal of Finance and Accounting , 13 (5), 118–122.

Chaplin, J. (2015). Dictionary Complete Psychology. King Grafindo Homeland.

Chen, H., & Volpe, R. P. (1998). An Analysis Of Personal Financial Literacy Among College Students. Financial Services Reviews , 7 (2), 107–128.

Dewi, NLPK, Gama, AWS, & Astiti, NPY (2021). The Influence of Literacy Finance, Hedonistic Lifestyle, and Income Against Management Finance Unmas student. GOLD , 2 (3), 74–86

Ghufron, MN, & Risnawita, R. (2017). Psychological Theories (2nd Edition). Ar-Ruzz Media.

Goldfried, & Merbaum. (2012). Financial Literacy and Planning. IPI.

Gunawan, A., Pirari, WS, & Sari, M. (2020). The Influence of Financial Literacy and Lifestyle on Financial Management of Management Study Program Students University Muhammadiyah Sumatra North. Journal Humanities: Journal Knowledge Social, Economy And Law , 4 (2), 23–35.

Gunawan, A., Sari, MP, & Jufrizen, J. (2022). The Effect of Financial Knowledge And Personality on Financial Behavior. ACTUAL Journal , 20 (1), 1– 13.

Hendra, & Afrizal, A. (2020). The Influence of Self-Control, Financial Literacy, and Inclusion Finance To Behavior Save Student Study Program Management, Faculty of Economics, Pasir Pengaraian University. Scientific journals Management And Business , 2 (1), 98–106.

Humaira, I., & Sagoro, E.M. (2018). Influence of Financial Knowledge, Attitude Finance, and Personality on Financial Management Behavior in Perpetrator Umkm Central Craft Batik Regency Bantul. Nominal: Barometer Research Accountancy And Management , 7 (1), 96–110.

Iramani, R., & Lutfi, L. (2021). An integrated model of financial well-being: The roles of financial behaviour. Accounting , 7 (3), 691–700.

Juliandi, A., Irfan, I., & Manurung, S. (2018). Processing business research data with SPSS . Research institutions And Writing Scientific AQLI.

Juniani, J. (2020). Analysis Influence Self Controls, Attitude Towards Savings, Financial Literacy, Parental Socialization, And Peers Influence To Behavior Save on Generation Millennials City Batam . University International Batam.

Kotler, P., & Keller, K. L. (2014). Management Marketing (Edition 13). Erlangga.

Kurnia, K., & Hakim, L. (2021). The Influence of Financial Literacy, Self-Control And Environment Friend Peers To Behavior Consumptive Student. National Seminar on Management and Business Journal Collaboration , 4 (3), 19–29.

Lusardi, A., Mitchell, O. S., & Curto, V. (2014). Financial literacy and finance sophistication in the older population. Journal of Pension Economics & Finance , 13 (4), 347–366.

Mardiana, V., & Rochmawati, R. (2020). Self-Control As Intermediate Moderation Knowledge Finance, Financial Attitude, And Money Pocket To Behavior Save. Journal Education Social Sciences , 30 (2), 83–98.

Margaretha, F. (2011). Financial Management for non-financial Managers . PT Surprise Script Primary.

Margaretha, F. (2015). Management Finance Investment And Source Fund Period Long . Scholastic Widasarana Indonesia.

Nababan, D., & Sadalia, I. (2013). Analysis Personal Financial Literacy And Financial Behaviour Student Level I Faculty Economy University Sumatra North. Journal Media Information Management , 1 (1), 1–15.

OJK, Q. (2017). Know Authority Service Finance And Industry Service Finance .

Authority Service Finance.

Pohan, M., Gunawan, A., Arif, M., & Jufrizen, J. (2021). Construct Testing Student Financial Literacy. Scientific Journal of Management and Business , 22 (2), 291–303.

Pohan, M., Jufrizen, J., & Annisa, A. (2021). Influence of Self-Concept, Group Friend Peers, Style Life To Behavior Consumptive Moderated Financial Literacy. Proceedings of the National Entrepreneurship Seminar , 2 (1), 402– 419.

Pulungan, D. R., & Febriaty, H. (2018). Influence style life And literacy finance to behavior consumptive student. Journal Research Science Management , 2 (3), 103–110.

Putri, LP (2021). The Influence of Financial Literacy on Investment Decisions Through Financial Behavior as a Moderating Variable. National Seminar Technology Education Social And Humanities , 1 (1), 772–778.

Putri, NA, & Lestari, D. (2019). Influence of Lifestyle and Financial Literacy Regarding the Financial Management of Young Workers in Jakarta. Accuracy: Journal Research Accountancy And Finance , 1 (1), 31–42.

Rambe, m F., Gunawan, A., Julita, J., protection, R., Gultom, D. K., & Wahyuni, S. F. (2017). Management Finance . Citapustaka Media.

Reviandani, W. (2019). The Effect of Financial Experience and Income Level Regarding Family Financial Behavior in Yosowilangun Village, District Manyar Gresik. Journal Managerial , 6 (01), 48–58.

Rikayanti, VR, & Listiadi, A. (2020). The influence of financial literacy, learning financial management, and pocket money on saving behavior. Journal Education Accountancy (JPAK) , 8 (3), 29–36.

Rosa, I., & Listiadi, A. (2020). The influence of financial literacy, financial education in family, peers, and self-control over financial management personal. Journal Management , 12 (2), 244–252.

Sari, M., Lubis, NAB, & Jufrizen, J. (2021). The Effects Of Financial Literature And Self Controls On Consumption Behaviour (Study On Students Of The Faculty of Economics and Business, Muhammadiyah University of Sumatra North). International Journal of Economics, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) , 1 (2), 135– 144.

Siregar, QR, & Simatupang, J. (2022). The Influence of Financial Knowledge, Income, and Lifestyle on Financial Behavior of Housewives at Laut Dendang Village. Journal of International Conference Proceedings (JICP) , 5 (2), 652– 660.

Siswanti, T. (2022). The Influence of Financial Literacy and Consumption Patterns on Family Financial Management During the Covid 19 Pandemic for Housing Residents Bekasi Permai, Bekasi, West Java. Elements Business and Accounting Journal , 7 (1), 44–61.

Be careful, F. (2021). Influence Style Life And Literacy Finance To Student Financial Management in Makassar City. OSF.IO , 1 (1), 1–10. https://doi.org/10.31219/osf.io/fhv69

Sugiyono, S. (2019). Method Study Quantitative, Qualitative And R&D . Alphabet.

Sunarto. (2012). Marketing . BPFE Yogyakarta.

Suryani, S., & Hendryadi, H. (2015). Method Research Quantitative: Theory And Application . Prenadamedia Group.

Susanto, A. S. (2013). Make segmentation based on life style (style life).

Jibeka Journal , 7 (2), 1–6.

Trisnawati, NK (2015). Influence of Materialism, Self-Control And Motivation On Family Financial Management Behavior. Journal of Economics , 1 (1), 1– 12.

Utami, DS, & Sirine, H. (2016). Factors That Influence Behavior Saving Among Students. Journal of Economics and Business , 19 (1), 27– 52.

Utami, LP, & Marpaung, NN (2022). The Influence of Financial Literacy and Style Life on Employee Financial Management (Study at PT. Mulia Boga Raya Tbk). PARAMETERS , 7 (1), 98–108.

Wahyuni, SF, Radiman, R., Jufrizen, J., Hafiz, MS, & Gunawan, A. (2022). Personal Financial Management Practice Model Based on Financial Literacy, Orientation Period Front And Intelligence Spiritual on Generation “Y” In City

Medan. Owner: Research Dan Accounting journal , 6 (2), 1529–1539.

Warsono. (2010). Principles and Financial practice Personal. Journal Greetings , 13 (2), 137–151.

Widyawati, I. (2012). Factors Which influence literacy financial student at the Faculty of Economics and Business, Brawijaya University. Assets: Journal Accountancy And Education , 1 (1), 89–99.

Wijaya, D. (2017). Management Finance Based IFRS 1 . Gava Media.

Wiriani, W., Piatrini, PS, Ardana, K., & Juliarsa, G. (2013). The moderating effect of locus of control on the relationship between training and performance at Rural Banks in Regency Badung. Journal Scientific Accountancy And Business , 8 (2).

Yushita, AN (2017). The Importance of Financial Literacy for Financial Management Personal. Nominal: Barometer Research Accounting And Management , 6 (1), 11–26.

Zakia, A., Adisti, A. A., & Asmarani, A. (2022). Factors Which Influence Class Social: Style Life, Class Social And Level Consumption (HRM Literature Review). Journal of Applied Management Science , 3 (5), 442–450.

Zulaika, MD, & Listiadi, A. (2020). Financial Literacy, Pocket Money, Self Control, and Peers on Student Saving Behavior. Equity: Journal Education Economy , 8 (2), 137–146.


Refbacks

  • There are currently no refbacks.