THE INFLUENCE OF FINANCIAL LITERACY AND FINANCIAL TECHNOLOGY ON FINANCIAL MANAGEMENT OF MSMEs IN AEK KANOPAN CITY

Fifi Rana Dewi, Arifa Pratami, Rabiatul Adawiyah

Abstract


The research method used in this research is a quantitative method using an associative approach. The aim of this research is to determine the influence of financial literacy and financial technology on financial management among MSMEs in Aek Kanopan City. The population in this study were MSMEs in Aek Kanopan City. The sample in this study used purposive sampling totaling 76 MSMEs operating in the culinary sector. Data collection techniques used interview techniques and distributing questionnaires. The data analysis technique in this research uses hypothesis testing (t test and f test) and coefficient of determination. Data management in this research uses SPSS (Statistical Package For the Social Sciences) software version 27.00. Based on the analysis obtained, the calculated t value is (7.441) > t table (1.992) and sig 0.001 < 0.05, it can be concluded that Financial Literacy has a positive and significant effect on financial management among MSMEs in Aek Kanopan City. In Financial Technology, the t value is (1.141) < t table (1.992) sig 0.257 > 0.05, so it can be concluded that Financial Technology has no positive and significant effect on financial management among MSMEs in Aek Kanopan City.


Full Text:

PDF

References


Bariq Fitri Arriarnti, ‘Pengarruh Pendarpartarn Darn Perilarku Keuarngarn Terhardarp Literarsi Keuarngarn Melarlui Keputusarn Berinvestarsi Sebargari Varriarbel Intervening’, Jurnarl Arkuntarnsi, 10.1 (2020), 13–36.

Defiar Riski Arnggarrini, Arlmirar Devitar Putri, arnd Liar Febriar Linar, ‘Literarsi Keuarngarn Untuk Generarsi Z Di MArN 1 Pesarwarrarn’, Jurnarl Arbdi Marsyarrarkart Indonesiar, 1.1 (2021), 47–52 .

Didik Hardiyartno, Misnar Arriarni, arnd Tutik Yuliarni, ‘Perarn Umkm (Usarhar Mikro Kecil Menengarh) Darlarm Meningkartkarn Kesejarhterararn Marsyarrarkart Di Kelutarharn Sumber Rejo Kecarmartarn Barlikparparn Tegarh’, Jarbb, 4.2 (2023), 20-23.

E P Derar, ‘Keuarngarn Perempuarn Single Parrent Dilihart Darri Usiar, Pendidikarn Darn Pendarpartarnnyar (Studi Karsus Di Desar Sekungkung &Tarmbark Tinggi): EKAr …’, Jurnarl Ardministrarsi Nusarntarrar Marhar, 5.3 (2023), 39–50 .

Fitri Kumarlarsarri Fitri arnd others, ‘Implementarsi Finarnsiarl Literarsi Darn Finarnsiarl Teknologi Darlarm Pengelolararn Keuarngarn Umkm Di Karbuparten Kolarkar’, Journarl Publicuho, 7.2 (2024), 38–53 .

Nardiar Marular Fitriarni, Arnarlisis Perkembarngarn Penggunararn Fintech Darlarm Mengoptimarlkarn Pengumpularn Darnar Zarkart (Studi Karsus BArZNArS Barnyumars), Penelitiarn Terdarhulu, (2021), 75.

Nugrarh Leksono Putri Harndaryarni arnd Poppy Fitrijarnti Soeparrarn, ‘Perarn Sistem Pembaryarrarn Digitarl Darlarm Revitarlisarsi UMKM’, Trarnsformarsi: Journarl of Economics arnd Business Marnargement, 1.3 (2022), 20–32.

Studi Karsus, Marsyarrarkart Kotar, arnd Jarwar Tengarh, ‘Tercarparinyar Inklusi Keuarngarn : Marmpukarh Dengarn Literarsi Keuarngarn Darn Finarnciarl Technology ’, 29.2 (2021), 57–70.

Wularn Dwi Putri, Army Fontarnellar, arnd Desi Harndaryarni, ‘Pengarruh Penggunararn Finarnciarl Technology, Garyar Hidup Darn Pendarpartarn Orarng Tuar Terhardarp Perilarku Keuarngarn Marharsiswar’, Arkuntarnsi Darn Marnarjemen, 18.1 (2023), 51–72.




DOI: https://doi.org/10.3059/insis.v3i2.21641

DOI (PDF): https://doi.org/10.3059/insis.v3i2.21641.g12100

Refbacks

  • There are currently no refbacks.