MUSYARAKAH AGREEMENT IN PERSPECTIVE ISLAMIC

Abstract

Contract Musyarakah is one of the form contract in economy Islam at the base on principle partnership or Work The same between two parties or more For operate a business with objective to obtain profit together . Research This aiming For analyze implementation Contract Musyarakah in financing home in Islamic banking , as well identify challenges and opportunities faced by banks and customers . Data is collected through studies library from journals , articles and reports related with practice Islamic banking in Indonesia. Research results show that Draft contract Musyarakah in perspective Islam can become effective solution For financing house in Islamic banking , with offer scheme for fair result between the bank and the customer . However , there is still there is challenge in matter understanding public about contract This as well as supporting regulations its implementation . Therefore that , is needed effort education to society and improvement supportive policies For increase effectiveness contract This in facilitate ownership home . Research This give contribution to the literature related Islamic banking and development instrument financing sharia- based in Indonesia.