FINANCIAL MANAGEMENT SYSTEM: WITH MSMES AS INTERVENORS

Ade Gunawan, M Firza Alpi

Abstract


In this study, the researcher used an associative research type with a sample of 122 respondents. The data collection technique in this study used a questionnaire. The data analysis technique used in this study was the measurement model (outer model), structural model (inner model), direct effect (direct effect), indirect effect (indirect effect). Testing was carried out using SmartPLS. The results showed that there was a positive and significant influence of financial knowledge, personality on self-control. There was no significant effect of financial attitudes on self-control. There was a positive and significant influence of financial knowledge, financial attitudes on financial management. There was no significant effect of personality on financial management. There was no significant effect of financial knowledge, financial attitudes, personality on financial management through self-control

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DOI: https://doi.org/10.3059/insis.v0i0.22932

DOI (PDF): https://doi.org/10.3059/insis.v0i0.22932.g12750

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