DISTRIBUTION OF FINANCING TO FARMERS IN ORDER TO INCREASE GREEN FINANCING IN SHARIA BANKING

Mutiah Khaira Sihotang, Salman Alfarisi

Abstract


Distribution of financing to farmers is one of the strategic steps in supporting the improvement of the agricultural sector, especially in the context of sustainable economic development. In order to support the achievement of green financing goals, sharia banking has an important role in providing access to environmentally friendly financing, as well as encouraging the adoption of more sustainable agricultural practices. Financing provided by sharia banking can cover various aspects, such as purchasing environmentally friendly agricultural equipment, implementing efficient agricultural technology, and responsible management of natural resources. However, the main challenge faced is how to optimize the distribution of financing that is right on target and in accordance with sharia principles, while supporting broader green financing goals. This research aims to analyze the role of sharia banking in distributing financing to farmers, as well as evaluating its contribution to increasing green financing in the agricultural sector. It is hoped that the research results can provide policy recommendations that can support the optimization of green financing through sharia banking institutions in Indonesia.

Full Text:

PDF

References


Abrosimova, M., Makushev, A.E., Litvinova, O.V., Nesterova, N.V., Gordeeva, L. G., & Semenova, A.A., & Tolstova, M. . (2020). Green economy: preconditions and directions of development in the agricultural sector. IOP Conference Series: Earth and Environmental Science, 433.

Arislan, M. S. A., & Mashuri Toha. (2024). Imlementasi Green Banking pada Perbankan Syariah Indonesia Melalui CSR. Jurnal Perbankan Syariah, 3(1), 12–20. https://doi.org/10.20414/jps.v3i1.10079

Basyariah, N. (2022). Pembiayaan Sektor Pertanian : Mendukung Visi Negara Ketahanan Pangan dan Pusat Industri Halal Global. 03(01), 1–11.

Bayu, E. K., & Novita, N. (2023). Analisis Pengungkapan Sustainable Finance dan Green Financing Perbankan di Indonesia. Jurnal Keuangan Dan Perbankan, 18(2), 57. https://doi.org/10.35384/jkp.v18i2.332

Cahyani, Y. T. (2024). Pembiayaan Berparadigma Green Financing Dalam Pengembangan Ekonomi Berkelanjutan. Niqosiya: Journal of Economics and Business Research, 4(01), 193–203. https://doi.org/10.21154/niqosiya.v4i01.3753

Nasution, R. (2018). Sinergi Dan Optimalisasi Green Banking Perbankan Syariah Dalam Mewujudkan Suistainable Finance. EKONOMIKAWAN: Jurnal Ilmu Ekonomi Dan Studi Pembangunan, 18(1), 34–52. https://doi.org/10.30596/ekonomikawan.v18i1.2151

Rahardjo, B., Yudhanto, W., & Aprilia, V. D. (2023). Penerapan Green Economy Melalui Pengolahan Pasca Panen Bagi Kelompok Tani Hortikultura Desa Pogalan Kecamatan Pakis Kabupaten Magelang. Dharma Jnana, 3(2), 163–172.

Rahmayati, R., Mujiatun, S., & Sari, M. (2022). Islamic Green Banking At Bank Pembangunan Daerah In Indonesia. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 5(1), 74–93. https://doi.org/10.31538/iijse.v5i1.1850

Rumawas, V. V, Nayoan, H., & Kumayas, N. (2021). Peran Pemerintah Dalam Mewujudkan Ketahanan Pangan di Kabupaten Minahasa Selatan (Studi Dinas Ketahanan Pangan Minahasa Selatan). Governance, 1(1), 1–12.

Sibuea, M. B. (2015). Penganekaragaman Konsumsi Pangan Dan Ketahanan Pangan. Jurnal UMSU, 1(1).

Studi, B., Pada, K., Bank, P. T., & Persero, M. (2025). Prosiding Seminar Nasional Manajemen Analisis Implementasi Green Finance dalam Mendukung Pembangunan. 4(1), 273–277.

Sugiyono. (2014). Metode Penelitian Bisnis (Pendekatan Kuantitatif, Kualitatif dan R&D). Alfabeta.

Suharto, T. (2023). Analisis Implementasi Green Finance pada Perbankan Syariah Dalam Mewujudkan Suistainable Finance di Indonesia Tentiyo Suharto Sekolah Tinggi Agama Islam Negeri Mandailing Natal Email : tentiyosuharto18@gmail.com. JIBF Madina Vol .4 No. 1, 4(1), 78–96.

Yusuf, M., & Susminingsih. (2024). Kesiapan Jawa Tengah Membangun Green Economy Melalui Sektor Pertanian. Al-Masharif: Jurnal Ilmu Ekonomi Dan Keislaman Volume, 11(1), 60–70.




DOI: https://doi.org/10.3059/insis.v0i0.23587

DOI (PDF): https://doi.org/10.3059/insis.v0i0.23587.g12937

Refbacks

  • There are currently no refbacks.