THE CONCEPT OF MURABAHAH AGREEMENTS IN SHARIA BANKING

Hilda Fitriani, Nur Agustin Shafira, M. Adithya Rahman Aswin, Isra Hayati

Abstract


This study aims to determine the concept of murabahah contract in Islamic banking. This study uses a qualitative approach with descriptive analysis through a literature review. The results of the study indicate that the murabahah contract not only offers a financing method that is in accordance with Islamic principles but also has the potential to increase financial inclusion in society. The murabahah contract is used to support financing for various customer needs, such as purchasing consumer goods or business capital, while still complying with Islamic principles. The murabahah contract is defined as a sale and purchase transaction in which the seller (Islamic bank) discloses the cost of goods and the agreed profit margin.

 


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References


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DOI: https://doi.org/10.3059/insis.v0i0.23666

DOI (PDF): https://doi.org/10.3059/insis.v0i0.23666.g12996

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