IMPLEMENTATION OF SHARIA PRINCIPLES IN FINTECH: CASE STUDY OF PT DANA SYARIAH INDONESIA

Novia Ramadhani Siregar, Ahmad Zainuri Pasaribu, Reysha Amanda Putri, Azzahra Ilma Chalid, Dwi Gilang Setia Atmaja, Dina Yolanda, Rahmayati Rahmayati

Abstract


Indonesia is the country with the largest Muslim population in the world and has a strong presence in Sharia-based fintech. This is because they can offer solutions to the Muslim community that traditional financial institutions cannot provide. This study addresses whether Sharia Fintech adheres to Sharia principles. The purpose of this study is to examine whether Sharia Fintech is consistent with Islamic principles. This study is a qualitative research using the literature search method. The study found that the regulatory conformity of Islamic fintech and Islamic funds from an administrative perspective is comparable to the applicable regulations in Indonesia. The agreement between Dana Syariah Islamic fintech and peer-to-peer lending is in Indonesia. The agreement between Dana Syariah Islamic fintech and peer-to-peer lending is in accordance with sharia principles and the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN MUI).

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DOI: https://doi.org/10.3059/insis.v0i0.23762

DOI (PDF): https://doi.org/10.3059/insis.v0i0.23762.g13083

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