FINANCIAL MINDFULNESS: SYARIAH ECONOMIC STRATEGIES IN OVERCOMING LIFESTAYLE STREES IN THE POST DIGITAL ERA

Abstract

This study explores the role of financial mindfulness and Shariah-based economic strategies in addressing lifestyle related stress among individuals in the post-digital era. Rapid technological advancements and digital consumption have intensified financial pressures, particularly among millennials and Generation Z, leading to emotional and psychological stress. By integrating principles of financial mindfulness such as conscious spending, budgeting, and ethical investment with Shariah-compliant financial practices, individuals can achieve both financial stability and spiritual well-being. This research employs a qualitative approach through literature review and case studies to examine effective strategies for reducing lifestyle stress while adhering to Islamic economic ethics. Findings indicate that mindful financial management, combined with Shariah-compliant principles, fosters responsible consumption, reduces impulsive digital-driven spending, and promotes long-term financial resilience. The study highlights that incorporating religious and ethical financial awareness into daily decision making is a practical approach to mitigating lifestyle stress in the modern digital economy. These insights contribute to the development of sustainable personal finance models that align economic behavior with spiritual values, offering guidance for policymakers, educators, and practitioners in Islamic finance.