Peran BMT Berkah Mandiri Dalam Pemberdayaan Ekonomi Anggota Melalui Pembiayaan Murabahah

Nicky Wahyudi

Abstract


Baitul Maal Wat Tamwil (BMT) is a micro-scale Islamic financial institution that uses a financing scheme, in the current modern era, micro-scale Islamic financial institutions have shown significant developments from time to time. So Baitul Maal Wat Tamwil is the choice because it applies the Maal and Tamwil schemes in one activity concept.This study aims to determine the role of BMT Berkah Mandiri in the economic empowerment of members and to determine the success of BMT Berkah Mandiri in an effort to release people's dependence on non-halal/usury practices. This research method uses a qualitative descriptive approach.The results of this study indicate that the presence of BMT Berkah Mandiri is an alternative for people who need financing with the sharia system in order to get justice and can be freed from bad habits, namely non-halal/rib transactions.


Keywords


Role, Empowerment, Murabahah Financing

Full Text:

PDF

References


Alfiani, Mila, Aan Zainul Anwar, and Darwanto Darwanto. 2018. Analisis Pembiayaan Murabahah Pada BMT. Jesya (Jurnal Ekonomi & Ekonomi Syariah) 1(2): 6980.

Fadhallah, R. A., and S. Psi. Wawancara. UNJ PRESS, 2021.

Fitrah, Muh. Metodologi penelitian: penelitian kualitatif, tindakan kelas & studi kasus. CV Jejak (Jejak Publisher), 2018.

Juliandi, Azuar, and Saprinal Manurung. Metodologi Penelitian Bisnis, Konsep dan Aplikasi: Sukses Menulis Skripsi & Tesis Mandiri. Umsu Press, 2014.

Kartasasmita, Ginandjar. Pembangunan untuk rakyat: memadukan pertumbuhan dan pemerataan. Cides, 1996.

Mashuri. 2016. Peran Baitul Maal Wa Tamwil (BMT) Dalam Upaya Pemberdayaan Ekonomi Masyarakat. IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita 5(2): 11423.

Melina, Ficha. 2020. Pembiayaan Murabahah Di Baitul Maal Wat Tamwil (Bmt). Jurnal Tabarru: Islamic Banking and Finance 3(2): 26980.

Murabahah, Pembiayaan. 2018. Kata Kunci :Peran BMT Bina Ummat Sejahtera Cabang Montong Melalui Pembiayaan Murabahah Dalam Upaya Penguatan Ekonomi UMKM. Badan Pusat Statistik Indonesia 2(1): 19. https://www.bps.go.id.

Ni'matuzahroh, S., and Susanti Prasetyaningrum. Observasi: Teori dan Aplikasi dalam Psikologi. Vol. 1. UMMPress, 2018.

Puspitawati, Herien, and Tin Herawati. Metode penelitian keluarga. PT Penerbit IPB Press, 2018.

Ridwan, Hasan. "Ahmad." Manajemen Baitul Maal Wa Tamwil. Bandung: Pustaka Setia (2013).

Sudjana, Krisna, and Rizkison Rizkison. 2020. Peran Baitul Maal Wat Tamwil (BMT) Dalam Mewujudkan Ekonomi Syariah Yang Kompetitif. Jurnal Ilmiah Ekonomi Islam 6(2): 175.


Refbacks

  • There are currently no refbacks.