Analisis Pengaruh Kredit Usaha Rakyat Sektor Pertanian Terhadap Pertumbuhan Ekonomi dan Penurunan Kemiskinan di Indonesia

Rully Dwiyanto, Nur Indah Lestari

Abstract


As one of government program, Micro Credit Program, called KUR, is launched to tackle the capital problem faced by Small Medium Enterprises (SMEs) in various business sectors in Indonesia. One of targeted sector by KUR is agricultural sector. This study analyzed the effect of KUR given to the agricultural sector on the economic growth both in the agricultural sector and the aggregate economy in Indonesia. In addition, this study also considered the relationship between the KUR given to the agricultural sector on the poverty reduction in Indonesia in whole as well as in rural areas. Using panel data set of 34 provinces in Indonesia in 2010-2017 and applying Panel-Vector Autoregressive method, the results shows that the KUR given to the agricultural sector had a significantly positive impact on economic growth in agricultural sector as much 0.025%, but insignificant in aggregate. Furthermore, KUR had an impact on the aggregate poverty reduction 0.017% in Indonesia, but insignificant in rural area.


Keywords


Micro Credit Program, Economic Growth, Poverty, Panel VAR

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DOI: https://doi.org/10.30596/ekonomikawan.v23i2.17635