FINANCIAL LITERACY UNDERSTANDING FROM AN EARLY AGE: BUILDING A FOUNDATION OF FINANCIAL SKILLS FOR THE FUTURE

Ijah Mulyani Sihotang

doi:10.3059/insis.v0i0.22726

FINANCIAL LITERACY UNDERSTANDING FROM AN EARLY AGE: BUILDING A FOUNDATION OF FINANCIAL SKILLS FOR THE FUTURE

Ijah Mulyani Sihotang

Abstract

Financial literacy is a fundamental skill that is crucial for a healthy and sustainable economic life. However, an understanding of financial management is often not formally taught at the early stages of education. Therefore, early financial literacy understanding becomes key to building a solid foundation of financial skills for the younger generation. This article aims to explore the importance of financial literacy from an early age and how its implementation can prepare individuals to face future financial challenges. The main issue addressed in this article is the lack of understanding and teaching of financial literacy from an early age within the formal education system. The approach taken in this article involves reviewing literature and research conducted by previous scholars. Through an integrated and comprehensive educational approach, financial literacy can enhance students' awareness and ability to manage personal finances, understand basic economic concepts, and make sound financial decisions. In conclusion, early financial literacy education not only provides short-term benefits, but also contributes to the long-term economic well-being of individuals and society.

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DOI: https://doi.org/10.3059/insis.v0i0.22726

DOI (PDF): https://doi.org/10.3059/insis.v0i0.22726.g12659

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