The Role and Function of Notaries/PPAT in The Registration of Encumbrances

Chairunnisa Azhar

Abstract


With the enactment of Regulation of the Minister of Agrarian Affairs and Spatial Planning/Head of the National Land Agency (ATR/BPN) Number 5 of 2020, mortgage services that were previously conducted manually have now transitioned to electronic mortgage services (HT-el) at every land office in Indonesia. Prior to the implementation of electronic mortgage services, the duty of the Land Deed Official (PPAT) was to submit the Deed of Granting of Matgage (Akta Pemberian Hak Tanggungan/APHT) along with the mortgage registration list to the Land Office. However, under Regulation of the Minister of ATR/BPN Number 5 of 2020, the PPAT’s duty is limited to submitting the APHT through the electronic mortgage system.

This study aims to examine the submission of the APHT by PPAT in the implementation of electronic mortgage services and the responsibility of PPAT in the event of errors in electronic mortgage cerficates. This research employs a normative juridical research method. The results show that PPAT submits the APHT through the HT-el system by uploading the APHT along with other required supporting documents. Furthermore, if errors occur in the electronic mortgage certificate, such errors are not the responsibility of the PPAT but rather the responsibility of the creditor. There, creditors are expected to exercise greater accuracy when inputting data inti the HT-el system to prevent errors in electronic mortgage certificates.


Full Text:

PDF

References


Aufima, Zidna. 2020. “Peran PPAT Selaku Pengguna Layanan Hak Tanggungan Terintegrasi Secara Elektronik.” Journal of Judicial Review 22(2): 259–70. doi:10.37253/jjr.v22i2.1224.

Faisal, F. , & S. N. (2022). The Strengthening Position and Functions of Waqf on Nadzir as an Independent Institution. Jurnal Akta, 9(2).

Fikry, M, Aimmar Rabbani, Universitas Negeri Semarang, Muhammad Adymas, and Hikal Fikri.

“Peran Dan Tanggung Jawab Notaris Dalam Pendaftaran Hak Tanggungan Atas Tanah Di Indonesia Cakra Putra Negara.” Jurnal Multidisiplin Ilmu Akademik 2(1): 211– 20.

Hendra, M, Pratama Ginting, Rica Gusmarani, and Artikel Penelitian. 2025. “Peran Dan Tanggung Jawab Notaris Dalam Melindungi Pihak Ketiga Terkait Dengan Pembuatan Akta Otentik.” Jurnal Kolaboratif Sains 8(1): 691–95. doi:10.56338/jks.v8i1.6681.

Marzuki, P.M. (2011). Penelitian Hukum, Jakarta: Kencana Prenamedia Group.

Nugroho, Sidik Tri, Susilowardani, and Febri Atikawati Wiseno Putri. 2025. “Tinjauan Yuridis Tentang Peran PPAT Dalam Peralihan Hak Atas Tanah Berdasarkan Akta Jual Beli Di Indonesia.” Indonesian Journal of Islamic Jurisprudence,Economic and Legal Theory 3(3): 2430–36.

Rachmayanti, Pradesti Elva, and Ngadino Ngadino. 2022. “Peran Dan Tanggung Jawab PPAT Dalam Penerbitan Sertifikat Hak Tanggungan Elektronik.” Notarius 15(1): 230–40.

doi:10.14710/nts.v15i1.46037.

Rahmat Ramadhani, 2024, Buku Ajar Hukum Pertanahan, Cet. 2, Umsu Press, Medan

Supriadi, 2006, Etika Dan Tanggung Jawab Profesi Hukum Di Indonesia, Cet. 1, Sinar

Grafika,Jakarta.

Marzuki, P.M. (2011). Penelitian Hukum, Jakarta: Kencana Prenamedia Group

Deasy Susilawati, N. M. (2024). Peran Ppat Dalam Pembebanan Hak Tanggungan Atas Tanah Yang Belum Bersertifikat Dalam Praktik Perbankan. Binamulia Hukum, 97-105.

Firman Nur Rokhmad, D. C. (2025). Tinjauan Yuridis Hak Tanggungan Dalam Pendaftaran Tanah Di Indonesia: Regulasi Dan Praktik Di Lapangan. Perahu (Penerangan Hukum) Jurnal Ilmu Hukum, 86.

Ilham Fathul Maarif, D. B. (2024). Pengembangan Hak Bangsa Indonesia Atas Tanah Sebagai Solusi Untuk Pengelolaan Sumber Daya Alam. Kultura: Jurnal Ilmu Sosial Dan Humaniora, 173-178.

Parinduri, T. M. (2022). Peran Ppat Dalam Proses Pendaftaran Hak Tanggungan Secara Elektronik Berdasarkan Permen Atr/Bpn Nomor 5tahun 2020. Jurnal Notarius , 131.

Sahetapy, S. P. (2023). Pendaftaran Hak Tanggungan Sebelum Dan Setelah Berlakunya Peraturan Menteri Agraria/Kepala Bpn Nomor 5 Tahun 2020. Tunas Agraria, 71-92.

Siti Nurhayati, O. M. (2022). Penataan Aset Dan Akses Dalam Meningkatkan Kesejahteraan Masyarakat Melalui Pendaftaran Tanah Sistem Lengkap. Jurnal Rectum, 282-291.




DOI: https://doi.org/10.3059/insis.v0i0.28734

DOI (PDF): https://doi.org/10.3059/insis.v0i0.28734.g15039

Refbacks

  • There are currently no refbacks.