MAQASID AL-SHARIAH AS AN ETHICAL FRAMEWORK FOR ISLAMIC BANKING RESILIENCE IN THE POST-DIGITAL ERA

Helena Ramadhani Harahap

Abstract


Digital transformation has reshaped the global financial landscape, including the Islamic banking sector. In the post-digital era, the challenges faced by financial institutions are no longer limited to technological adoption, but extend to their ability to maintain ethical integrity and public trust as the foundation of system sustainability. This article aims to examine the role of maqasid al-shariah as an ethical foundation for strengthening the resilience of Islamic banking systems in the post-digital era. This study employs a qualitative approach through a literature review by analyzing relevant academic works related to Islamic banking, financial system resilience, and maqasid al-shariah.The findings indicate that the principles of maqasid al-shariah, particularly the protection of wealth, justice, and public welfare (maslahah), play a strategic role in strengthening governance, maintaining financial stability, and enhancing public trust in Islamic banking institutions. By positioning maqasid al-shariah as an ethical foundation, Islamic banking is not only able to respond effectively to the dynamics of digital transformation but also contributes to the realization of sustainable economic resilience amid contemporary global challenges.


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References


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DOI: https://doi.org/10.3059/insis.v0i0.29400

DOI (PDF): https://doi.org/10.3059/insis.v0i0.29400.g14867

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