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Sabuhari, Rahmat, Universitas Khairun (Indonesia)
Sadri, Muhammad, Faculty of Economics and Business of Islamic, Universitas Islam Negeri Sumatera Utara Jl. IAIN No.1, Gaharu, Kec. Medan Tim., Kota Medan, Sumatera Utara 20235 (Indonesia)
Sari, Eka Nurmala, Universitas Muhammadiyah Sumatera Utara (Indonesia)
Sari, Eka Purnama, Universitas Potensi Utama Jl. KL Yos Sudarso Km 6,5 No 3A, Tanjung Mulia, Medan Deli, Medan City, North Sumatra 20241, Indonesia (Indonesia)
Sari, Eka Nurmala, Universitas Muhammadiyah Sumatera Utara Jl. Kapten Mukhtar Basri No. 3 Medan 20221 (Indonesia)
Sari, Maya, Faculty of Economic and Business,Universitas Muhammadiyah Sumatera Utara (Indonesia)
Sari, Maya, Universitas Muhammadiyah Sumatera Utara (Indonesia)
Septiani, Sisca, Universitas Negeri Semarang (Indonesia)
Setyoningtyas, Yona, Universitas PGRI Yogyakarta, Jl. IKIP PGRI I Sonosewu No.117, Sonosewu, Ngestiharjo, Bantul, Yogyakarta 55182 (Indonesia)
Shafau, Saka Toyin, Insurance Department, School of Management and Business Studies, Lagos State Polytechnic, Nigeria (Nigeria)
Simatupang, Jumeida, Universitas Potensi Utama Jl. KL Yos Sudarso Km 6,5 No 3A, Tanjung Mulia, Medan Deli, Medan City, North Sumatra 20241, Indonesia (Indonesia)
Siregar, Qahfi Romula, Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Sumatera Utara Jl. Kapten Mukhtar Basri No. 3 Medan, Sumatera Utara (Indonesia)
Siregar, Saparuddin, Faculty of Economics and Business of Islamic, Universitas Islam Negeri Sumatera Utara Jl. IAIN No.1, Gaharu, Kec. Medan Tim., Kota Medan, Sumatera Utara 20235
Siswadi, Yudi, Universitas Muhammadiyah Sumatera Utara (Indonesia)
Solekah, Nihayatu Aslamatis, Universitas Islam Negeri Maulana Malik Ibrahim Malang (Indonesia)
Soleman, Marwan Man, Khairun University (Indonesia)
Sophie Nanyongo, Nganje
Sutriono, Sutriono, Universitas Muhammadiyah Sumatera Utara (Indonesia)
Syahrial, Hery, Universitas Medan Area (Indonesia)
Syahriani, Syahriani, Universitas Muhammadiyah Sumatera Utara (Indonesia)
Syamni, Ghazali, Faculty of Business and Economics, Universitas Malikussaleh Kampus Bukit Indah, Blang Pulo,Muara Satu, Lhokseumawe, Indonesia (Indonesia)

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